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Helping Small Business

A Few Issues Every New Business Should Consider

Business Form

Many business owners create a legal entity such as a corporation to shield the owners from personnel liability. Thus each new business needs to choose a legal structure (Corporation, LLC, LLP, P.C., etc) in which to operate.

Personal Guarantees by Owners

Beware anytime you are asked to sign a personal guarantee - know what you are signing and the total financial responsibility you are assuming.

Business Controls

Protect your business with employment agreements, non-compete agreements, non-solicitation agreements, and confidentiality clauses.

Employee Handbooks

An employee handbook specifies company policies and procedures.

The Power of 401(k) plans

Consider empowering your employees witha 401(k) plan. By creating n efficient, easy-to-manage retirement plan, you can attract and retain the best employees; and you can help them save for a comfortable retirement.

A 401(k) plan is a qualified profit sharing plan allows employeeTCB RADIO 88.1fms to contribute a portion of their wages to individual accounts. Some key points:

Elective salary deferrals are excluded from the employee's taxable income (except for designated Roth deferrals).

Employers can contribute to employee accounts

Distributions, including earnings, are included in taxable income at retirement (except for qualified distributions of designated Roth accounts).

Protect Your Business Name

Registering trademarks and using service marks, protecting web domains and planning through entity formation, name registration, and common law usage are essential components of a strategy designed to safeguard your ideas and your brand.

Records Security

Secure your business information, records, customer data and related information. Restrict access to paper files and apply password protection and back-up methods.


As a business owner, you must comply with ongoing government rules and regulations. You should understand the potential consequences of non-compliance. For example, when a corporation fails to meet certain obligations, the state may dissolve the entity.

New York City Truck Regulation

If you are the owner or driver of a truck and have been issued a NYC criminal summons, click here to visit

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